Scott Doruff, CMPS
925-249-3438 (m)
510-386-8825 (c)

Welcome to EXCEL-LOAN.COM

If you are presently looking to purchase or refinance a home -without the red tape of dealing with a major bank-
you've come to the right place.,

As a Certified Mortgage Planning Specialist with 25 years of experience, my team and I take great pride in our strong client relationships based on a foundation of honesty and integrity combined with unsurpassed service and excellent rates and terms.

We specialize in the following lending services:

Fast Pre-approvals
Conventional and FHA Specialist
VA Certified
FHA & VA Streamline Refinance
First-Time Home Buyers
Move-Up Buyers
Credit Consultation
Debt Consolidation
Income and Investment Properties
Construction Loans

Serving the local communities of Fremont, Pleasanton, Livermore, and Dublin as well as the Greater Bay Area and all of California. We also currently lend in Oregon, Washington, Nevada, Idaho, Colorado, and Hawaii.

Credentials:

CA Dept of Real Estate Licensee # 00912848
Certified Mortgage Planning Specialist (CMPS) 2006- Pres.
President, CAMB- Silicon Valley 2000-2001 (Chapter of the Year)
Member, Fremont Chamber of Commerce

Pleasanton Mortgage Pleasanton Refinance Pleasanton FHA Fremont Mortgage Fremont Refinance Fremont FHA Bay Area Home Loans East Bay Home Loans First Time Home Buyer California FHA Fremont Home Loans Pleasanton Home Loans Home Buyer Workshops Home Buyer Tax Credit Newark Mortgage Newark Refinance Newark FHA San Jose Mortgage San Jose FHA San Jose Refinance Dublin Mortgage Dublin FHA Livermore Mortgage Livermore FHA Livermore Refinance

Find the perfect loan to fit your needs:

Purchasing a Home?

Turn the home of your dreams into reality. Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you.

Need to Refinance?

Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.

Consolidating Debt?

Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off high-interest credit cards, put your kids through college, or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.